Buying a house

What do I need to buy a house?

Answer what you can — everything except the price is optional. You will see an indicative deposit position, the low-deposit routes that could be open to you, and how a mortgage repayment compares with the rent you pay now.

Price you have in mind

A rough guess is fine.

Savings set aside for the purchase

KiwiSaver you could withdraw

Leave blank if you are not sure yet.

A gift from family, if that is possible

You can also try different amounts on the results page.

Combined household income before tax

Used only to check the published scheme caps.

Rent you pay now

Where are you looking?

How many of you are buying?

We have dependent children

General information only, not financial advice. Nothing here is a loan offer or an approval, and lender criteria can change at any time.